Petco Credit Card Login - Payment, Customer Service

Petco Pay credit cards offer rewards and special financing options for pet-related purchases, with no annual fee. However, they come with a relatively high interest rate and limited acceptance. As with any credit card, it's important to carefully consider the benefits and drawbacks before applying and to use the card responsibly to avoid high interest charges.

If you join the Petco Pal Rewards program and use a credit card that offers 2% cash back on all purchases, you can get a total of 7% back on store purchases. This is slightly lower than the rewards offered through the Pal Rewards program, but the cash back rewards from your credit card will be much more flexible and easier to understand.

To get the most out of the Petco Pals Rewards program, make sure to log in to your account when shopping online or through the mobile app, and present your account number at the time of purchase. This way, you can earn full rewards for your purchases.